AEGIS Financial

Recruit a deep bench of professionals who work well together

Advances in medicine and technology have increased Americans’ longevity and quality of life, though the latter doesn’t happen by accident. Along with your financial advisor, estate attorney and accountant, there are specialists who can help you or a loved one live a fulfilling life throughout retirement. While many come at a cost, their experience can guide your decisions and perhaps save you money and time in the long run.

Here are some professionals who stand at the ready, if and when you or a loved one should need them.

Healthcare advocates

Healthcare advocates help navigate public and private medical resources and evaluate in-home and long-term care options.

Senior move managers

Senior move managers assist with de-cluttering, organizing and lending perspective during a move. They also can arrange to sell or donate unwanted items, supervise movers and set up your new home.

Elder law attorneys

These attorneys help older Americans prepare important documents, review estate plans and update beneficiary designations. Other services include long-term care planning, resolving Social Security issues, fighting age discrimination, establishing conservatorship and litigating elder abuse cases.

Aging in place experts

Those certified by the National Association of Home Builders design, modify and build safer living spaces for those who want to live independently.

Professional fiduciaries

Professional fiduciaries provide critical assessments and planning for seniors and their families facing medical, psychological, housing, social, legal and/or financial obstacles.

Transportation experts

Driver rehabilitation specialists are trained to help drivers who are experiencing difficulties and can recommend mobility equipment that would keep you or a loved one safely on the road for longer. 

Veterans service officers

These experts assist with locating local VA medical hospitals or outpatient facilities; applying for federal benefits and employment assistance; accessing specialized programs designed for military members; and applying for burial and survivors’ benefits.

Care managers

These professionals connect caregivers with the right services through agencies dedicated to aging, housing, social activities, Medicare and other health services. They often develop and maintain a care plan that evolves as needs change.

Medical specialists

In-home health professionals provide many of the same services you’d find in a hospital or care facility. Look for a compassionate professional whose training meets your state Department of Health’s guidelines.

Next steps:

• Assess if you or a loved one can benefit from these services.
• Address potential issues with your financial advisor.
• Find local professionals who can expand your circle of care.

Sources: Barron’s; longtermcarelink.com; transamerica.com; MIT AgeLab

Raymond James is not affilitated with any companies mentioned in this material. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. This article was created by Raymond James for use by their advisors.